It later dawned on me that I had seen an osprey nest platform at a farm not too far from the lake we were on, and I recalled seeing a sign that said they had a Web cam on the nest. So when I got back to the office I Googled it and found this site:
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I believe this is the same osprey pair we saw. The female is sitting on the nest and they have three eggs! I'm going to be following this site; thanks to the Schjeldahls of Windemere Township for providing a nest site and sharing the results with everyone!